The subject of the insurance is to enable the insured to defend their legal interests, with the insurer covering the related costs. Coverage is provided exclusively for matters related to the operation, ownership, or use of the insured vehicles.
This insurance covers the costs of:
- pursuing compensation claims arising from torts,,
- defense in criminal proceedings and proceedings related to misdemeanors,
- proceedings concerning the suspension of a driver’s license or vehicle registration certificate,
- disputes arising from contracts related to vehicles (including insurance contracts), and
- disputes regarding vehicle ownership rights.
Legal Protection Insurance provides the user of the insured vehicle with professional legal assistance and covers the associated costs in the event of legal issues related to, for example:
- claims settlement (unjustified refusal to pay compensation, arbitrary undervaluation of compensation, delays in settlement, etc.),
- vehicle detention by the police or other authorities, road accidents,
- temporary detention of the driver in connection with a road accident (including under the influence of alcohol),
- conducting criminal proceedings, and
- suspension of the vehicle registration certificate or driver’s license.
